Privat24 is a finance app whose central purpose is making payments and transfers from a mobile device. According to the app description, its payment tools cover transfers to Visa and Mastercard cards, mobile top-ups, and bill payments for utilities, internet, television, education, and other services. The description says the app is intended for both individuals and entrepreneurs.

Payments and transfers

The payment function is the main part of the app. Users can send money to Visa and Mastercard cards, top up mobile phones, and pay bills for utilities, internet, television, and education. The description presents this as a way to pay for many everyday expenses from one place.

Currency exchange

The app also lets users exchange currencies. The source describes this as useful for travelers and for people who handle international transactions, so it works alongside the payment tools for cross-border needs.

Loans, savings, and credit limits

Privat24 includes tools for managing loans and savings. Users can manage credit limits and repay loans through flexible payment options. The description also mentions access to cash loans, mortgages, and car leasing options. For savings, the app offers a service called Moneybox.

Card and account management

Users can manage their cards and accounts within the app. The documented controls include setting limits for online payments and cash withdrawals, withdrawing cash, and ordering new cards.

Additional services

The app also offers services beyond core payments. These include buying train tickets, paying public transport fares, and registering insurance policies, including health, travel, and MTPL insurance. Users can also add discount cards to accumulate bonuses.

Features for entrepreneurs

For business users, the description lists fund transfers, balance viewing, account statements, and the ability to share account details with business partners. These features are described as tailored to entrepreneurs, so they extend the same account and payment tools to business use.

Requirements and information limits

The supplied data does not include a reliable minimum Android version or device compatibility details, so those points cannot be confirmed from this description. The source also refers to Apple Pay in the card management section, but this description does not explain how that feature applies to the Android app, so it is not treated as a confirmed Android function here.