ON Mobile is a digital banking app for checking account balances, making payments and transfers, and managing investments. It brings these tasks together with access to campaigns for customers, including offers related to loans and deposit interest.

Accounts, payments, and transfers

Users can check their balance, track transactions, pay bills, and transfer money. The source describes transfers both within the bank and to other banks as free, and says transfers can be made at any time. For recurring expenses, the app also has an automatic bill payment feature, which can be set up for regular bills such as utilities or subscriptions.

People who are not customers can apply through the application form on the login screen. The stated joining process includes a video call with a customer representative. Existing users can also apply for an ON Card through the app.

Campaigns and deposit offers

ON Mobile provides access to campaigns and benefits for app users. The source mentions advantageous loan rates and extra interest on deposits; it also describes cashback as a possible campaign reward. Offers depend on the campaigns available, so these are presented as opportunities rather than guaranteed terms.

Investment transactions

The app supports investment transactions involving foreign exchange, gold, funds, and stocks or VIOP. Users can manage these investments and track their performance in the app. The source also points to following market trends, exchange rates, and changes in asset values when monitoring a portfolio.

Using the banking features

These functions cover routine account activity as well as investment management: a user can review transactions, handle a bill or transfer, and check investment performance through the same banking app. The source also identifies bill payment and account access as smartphone tasks, while campaign information can help users see which deposit or loan offers are available to them.