Pinang Flexi is a cash loan application for people planning funding for emergencies or personal expenses. The app describes borrowing of up to 25 million, with a loan simulation intended to show the available repayment plan before submission.

Planning the amount and repayment period

When a user needs to assess whether a loan fits a particular expense, the loan simulation provides a way to review the financing details. Pinang Flexi also describes competitive interest rates and offers flexible terms of up to 18 months, so the selected period can be considered alongside the amount being requested.

Submitting a loan request

The application process is described as easy and fast. Applicants use their KTP and complete identity verification through a selfie. This gives the submission process a defined identity-check step rather than relying only on the information entered in the application.

Managing installment repayment

After a loan is arranged, Pinang Flexi describes automatic debits from a salary account for installment payments. This repayment method is intended to handle scheduled installments through the connected salary account, while the chosen loan term determines the period over which repayment is planned.

Using the app for different financial needs

The stated loan purpose covers various financial needs, including emergencies and personal expenses. The combination of loan simulation, flexible terms, and a digital submission process lets users review the borrowing arrangement and provide the required verification details within the application.